This glossary includes the most essential property and casualty insurance and life insurance terminology as well as financial statements terms used in Sampo Group. Because of different meanings in some cases in property and casualty insurance vs. life insurance, there are two different explations for some of the insurance terms.
You can move from an English word to an equivalent Finnish word by clicking the 'Suomeksi' button on the upper right hand corner of the web page.
Return on assets
Return on assets (RoA) indicates how much return the company generates to assets invested in the company, i.e. both equity and liabilities. RoA can vary substantially depending on the industry and the amount of assets that it ties up. Therefore RoA comparisations between different industries are not necessarily relevant.