Brief explanations to the main inflows and outflows

| Dividends from subsidiaries - Sampo plc has invested capital in the subsidiaries and an associated company and the dividends paid by them are returns on these investments.
- These dividends are eliminated in the consolidated income statement, as are all other Group-internal income and expenses.
- In segment reporting Sampo plc is included in the Holding segment and therefore the dividends paid by the subsidiaries are eliminated in the Group accounts.
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| Dividends from associates - Dividends from Nordea and Topdanmark according to Sampo Group's holding in these companies.
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| Investment income - An increasingly important source of income in the Group is the return generated by the parent company's financial investments.
- Sampo follows prudent but innovative investment policies, focused on the region and the business we are familiar with.
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| Dividends to shareholders and share buy-backs |

| Taxes |

| Finance costs - Sampo plc has issued senior debt and commercial papers (CPs), which incur interest costs.
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| Costs for running the business |