Latest Outlook

Interim Report for January - September 2011

Outlook for the rest of 2011

Sampo Group’s profit for full-year 2011, excluding further impairment losses, if any, is expected to be good.

If P&C is expected to achieve its long-term combined ratio target of below 95 per cent and to report a combined ratio of 92–94 per cent for the full-year 2011.

Nordea’s contribution to Group profit is expected to remain significant and to strengthen further as the effects of the efficiency measures (the New Normal Plan) outlined by Nordea start materializing.

Mandatum Life’s profitability is highly dependent on capital market developments and further turmoil in capital markets can have an adverse effect on the profits.