Dividend

Dividends paid before the introduction of the Euro are expressed in Finnish markka in the table below.

*In addition, Sampo distributed an extra dividend as Nordea shares. Read more about the extra dividend.

The right to withdraw dividends is valid for three years.

Sampo aims to return capital through a reliable and progressive regular dividend complemented by share buybacks. To ensure that the Group’s balance sheet remains both strong and efficient, as defined by its capital management framework, Sampo may take additional action to return excess capital or to protect the balance sheet.

In a typical year, Sampo expects to return around 90 per cent of its operating result to shareholders through dividends and share buybacks, of which its annual dividend is expected to represent more than two-thirds.

The distribution policy was updated on 5 February 2026internal link

Sampo's ex-dividend date varies each year, and it depends on the time of the Annual General Meeting. The ex-dividend date is usually the day after the AGM. After the ex-dividend date, the dividend from any shares traded is paid to the seller of the shares.

Investor calendarinternal link

The proposal for each year's dividend payment date is made by Sampo's Board of Directors. The dividend payment date is decided at the Annual General Meeting. Usually, the dividend is paid about two weeks after the AGM. In 2026, the dividend payment date was 5 May 2026.

For 2025, Sampo distributed a dividend of EUR 0.36 per share. Based on the closing price on 31 December 2025, this represented a dividend yield of 3.5 per cent. However, the dividend yield alone does not fully reflect Sampo’s total capital returns to shareholders, as under the current distribution policy, dividends are complemented by share buybacks.

Historically, Sampo returned capital to shareholders primarily through dividends. As share buybacks now form a larger part of capital distributions than historically, the current dividend yield is somewhat lower than historical levels.

Sampo does not have any control on the shareholders’ taxation and cannot give detailed tax advice. The Finnish tax authority has published information on taxation of the dividends.

• More information for Finnish investors (www.vero.fi)external link
• General information regarding the withholding tax for foreign investorsinternal link

Shareholders who are registered in Sampo’s shareholder register on the dividend record date are entitled to receive the dividend. In practice, the shares must be purchased no later than the trading day preceding the ex-dividend date, which for Sampo has typically been the date of the Annual General Meeting.

Sampo has a long track record of stable and high capital distributions, which is also something our shareholders expect from us. Our strong balance sheet and capital-efficient business model enable us to maintain high capital distributions while continuing to invest in profitable growth and the development of our business.

Combining dividends with share buybacks provides our shareholders with a stable and growing regular dividend and the opportunity to benefit to a greater extent from Sampo’s long-term value creation. Sampo cancels the shares it repurchases, reducing the total number of shares outstanding and increasing the proportionate ownership of each remaining share. In addition, for many of our shareholders, share buybacks are a tax-efficient way of returning capital.

A lower tax treaty rate may be applied directly when the dividend is paid if the required information is available through your custodian. Please contact your custodian for further information. If 35% has already been withheld, you can apply for a refund directly from the Finnish Tax Administration.

Taxation of dividendsinternal link