Strong execution of our organic growth strategy
”Our robust result reflects the strength of our Nordic and UK businesses as well as the benefits of the investments we have made in digital sales and service capabilities."
- Morten Thorsrud
Highlights
- Strong top-line growth driven by continued momentum in private and SME lines.
- Topdanmark integration is progressing well, with the synergies target raised to EUR 140 million.
- Solid growth in the underwriting result, supported by a favourable claims environment.
- The Board proposes a 6 per cent increase in the regular dividend to EUR 0.36 per share.
Group reports
Key figures
10,738
GWP & brokerage income
(EURm)
1,485
Underwriting result
(EURm)
0.50
Operating EPS
(EUR)
0.74
Earnings per share
(EUR)
83.6
Combined ratio
(%)
174
Solvency II ratio, including dividend accrual
(%)
Sustainability
- Progress in the Group’s near-term science-based climate targets.
- Customer satisfaction remained stable, and the tNPS targets were achieved.
- Loss prevention and risk management supported customer health and safety.
- Strong governance, effective risk management and a proactive approach to sustainability were reflected in the performance.
Annual reporting materials
Board of Directors’ Report & Financial Statements
ESEF file (ZIP)
ESEF viewer (XHTML)
PDF
Remuneration Report for Governing Bodies (PDF)
Solvency and Financial Condition Report (PDF)
Annual Report 2016-2017 (PDF)
Risk Management Report 2018-2023 (PDF)*
Corporate Governance Statement 2016-2023 (PDF)*
Sustainability Report 2017-2023 (PDF)*
Annual Report (PDF)
Solvency and financial condition reporting
If P&C Insurance Ltd (publ), Sweden: Solvency and Financial Condition Report (PDF)
If P&C Insurance Ltd (publ), Sweden: Quantitative reporting templates (Excel)
If Livförsäkring AB, Sweden: Solvens-och Verksamhetsrapport (PDF)
If Livförsäkring AB, Sweden: Kvantitativa rapporteringsmallar (Excel)
Sustainability / Environmental Report 2016-2023 (PDF)**
Topdanmark Forsikring A/S: Annual report 2024 (PDF)
Topdanmark A/S: Annual Report 2016-2023 (PDF)
Solvency and financial condition reporting
Topdanmark Forsikring A/S, Denmark: Rapport om solvens og finansiel situation (PDF)
Topdanmark Forsikring A/S, Denmark: Reporting templates (XLSX)
Topdanmark A/S, Denmark: Reporting templates (XLSX)
Topdanmark A/S, Denmark: Solvency and Financial Condition Report 2018-2023 (PDF)
Topdanmark A/S, Denmark: Rapport om solvens og finansiel situation 2016-2023 (PDF)
Topdanmark A/S, Denmark: Summary of the SSFCR report 2016-2017 (PDF)
Sustainability / CSR Report 2017-2023 (PDF)
ESG Report (PDF) / Fact Book (XLSX) 2019-2023
Solvency and financial condition reporting
Hastings Group: Solvency and Financial Condition Report (PDF)
Advantage Insurance Company Ltd (Hastings Group): Solvency and Financial Condition Report (PDF) 2020-2021
Annual Report (PDF)
Sustainability Report (PDF)
Solvency and financial condition reporting
Mandatum Life Insurance Company Ltd, Finland: Solvency and Financial Condition Report (PDF)
Mandatum Life Insurance Company Ltd, Finland: Rapport om solvens och finansiell ställning, sammanfattning (PDF)
* Sampo Group: From 2024 on included in the Board of Directors' Report.
** If: From 2024 on included in the Annual Report.
Annual Report Archive
Sampo's Annual Reports from 1980 on are available in the Annual Report Archive.