Transformation complete, full steam ahead

"2024 was a landmark year for Sampo strategically as well as an excellent year when it comes to operational progress."
- Torbjörn Magnusson

GROUP CEO'S REVIEW

Transformation complete, full steam ahead

Group reports

Key figures

9,931
GWP & brokerage income (EURm)
84.3
Combined ratio (%)
1,316
Underwriting result (EURm)
2.33*
Operating EPS (EUR) *Adjusted for share split in 2025: 0.47
177
Solvency ratio (%)

Reports of the Group companies

If P&C

The Solvency and Financial Condition Reports of the Group companies are available below in the "Annual reporting materials".

Key figures

9,931
GWP & brokerage income (EURm)
84.3
Combined ratio (%)
1,316
Underwriting result (EURm)
2.33*
Operating EPS (EUR) *Adjusted for share split in 2025: 0.47
177
Solvency ratio (%)

Annual reporting materials

Board of Directors’ Report & Financial Statements

ESEF file (ZIP)

ESEF viewer (XHTML)

PDF

Remuneration Report for Governing Bodies (PDF)

Solvency and Financial Condition Report (PDF)

Annual Report 2014-2017 (PDF)

Risk Management Report 2018-2023 (PDF)*

Corporate Governance Statement 2014-2023 (PDF)*

Sustainability Report 2017-2023 (PDF)*

Annual Report (PDF)

Solvency and financial condition reporting

If P&C Insurance Ltd (publ), Sweden: Solvency and Financial Condition Report (PDF)

If P&C Insurance Ltd (publ), Sweden: Quantitative reporting templates (Excel)

If Livförsäkring AB, Sweden: Solvens-och Verksamhetsrapport (PDF)

If Livförsäkring AB, Sweden: Kvantitativa rapporteringsmallar (Excel)

Sustainability / Environmental Report 2014-2023 (PDF)**

Topdanmark Forsikring A/S: Annual report 2024 (PDF)

Topdanmark A/S: Annual Report 2014-2023 (PDF)

Solvency and financial condition reporting

Topdanmark Forsikring A/S, Denmark: Rapport om solvens og finansiel situation (PDF)

Topdanmark A/S, Denmark: Reporting templates (archive on Topdanmark's website)

Topdanmark A/S, Denmark: Solvency and Financial Condition Report 2018-2023 (PDF)

Topdanmark A/S, Denmark: Rapport om solvens og finansiel situation 2016-2023 (PDF)

Topdanmark A/S, Denmark: Summary of the SSFCR report 2016-2017 (PDF)

Sustainability / CSR Report 2017-2023 (PDF)

ESG Report (PDF) / Fact Book (XLSX) 2019-2023

Solvency and financial condition reporting

Hastings Group: Solvency and Financial Condition Report (PDF)

Advantage Insurance Company Ltd (Hastings Group): Solvency and Financial Condition Report (PDF)

Annual Report (PDF)

Sustainability Report (PDF)

Solvency and financial condition reporting

Mandatum Life Insurance Company Ltd, Finland: Solvency and Financial Condition Report (PDF)

Mandatum Life Insurance Company Ltd, Finland: Rapport om solvens och finansiell ställning, sammanfattning (PDF)

* Sampo Group: From 2024 on included in the Board of Directors' Report.
** If: From 2024 on included in the Annual Report.

Annual Report Archive

Sampo's Annual Reports from 1980 on are available in the Annual Report Archive.

Annual Report Archive