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Transformation complete, full steam ahead
"2024 was a landmark year for Sampo strategically as well as an excellent year when it comes to operational progress."
- Torbjörn Magnusson
Transformation complete, full steam ahead

Group reports
- Board of Directors' Report and Financial Statementsopen zip: Board of Directors' Report and Financial Statementszipopen htm: Board of Directors' Report and Financial Statementshtmopen pdf: Board of Directors' Report and Financial Statementspdf
- Remuneration report for Governing Bodiesopen pdf: Remuneration report for Governing Bodiespdf
- Solvency and Financial Condition Reportopen pdf: Solvency and Financial Condition Reportpdf
Key figures
9,931
GWP & brokerage income (EURm)
84.3
Combined ratio (%)
1,316
Underwriting result (EURm)
2.33*
Operating EPS (EUR)
177
Solvency ratio (%)
*Adjusted for share split in 2025: 0.47
Reports of the Group companies
- Annual Reportopen pdf: Annual Reportpdf
If P&C
The Solvency and Financial Condition Reports of the Group companies are available below in the "Annual reporting materials".
Key figures
9,931
GWP & brokerage income (EURm)
84.3
Combined ratio (%)
1,316
Underwriting result (EURm)
2.33*
Operating EPS (EUR)
177
Solvency ratio (%)
*Adjusted for share split in 2025: 0.47
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* Sampo Group: From 2024 on included in the Board of Directors' Report.
** If: From 2024 on included in the Annual Report.
Annual Report Archive
Sampo's Annual Reports from 1980 on are available in the Annual Report Archive.