Transformation complete, full steam ahead
"2024 was a landmark year for Sampo strategically as well as an excellent year when it comes to operational progress."
- Torbjörn Magnusson
Transformation complete, full steam ahead
Group reports
Key figures
9,931
GWP & brokerage income (EURm)
84.3
Combined ratio (%)
1,316
Underwriting result (EURm)
2.33*
Operating EPS (EUR)
177
Solvency ratio (%)
*Adjusted for share split in 2025: 0.47
Reports of the Group companies
If P&C
The Solvency and Financial Condition Reports of the Group companies are available below in the "Annual reporting materials".
Key figures
9,931
GWP & brokerage income (EURm)
84.3
Combined ratio (%)
1,316
Underwriting result (EURm)
2.33*
Operating EPS (EUR)
177
Solvency ratio (%)
*Adjusted for share split in 2025: 0.47
Annual reporting materials
Board of Directors’ Report & Financial Statements
ESEF file (ZIP)
ESEF viewer (XHTML)
PDF
Remuneration Report for Governing Bodies (PDF)
Solvency and Financial Condition Report (PDF)
Annual Report 2015-2017 (PDF)
Risk Management Report 2018-2023 (PDF)*
Corporate Governance Statement 2015-2023 (PDF)*
Sustainability Report 2017-2023 (PDF)*
Annual Report (PDF)
Solvency and financial condition reporting
If P&C Insurance Ltd (publ), Sweden: Solvency and Financial Condition Report (PDF)
If P&C Insurance Ltd (publ), Sweden: Quantitative reporting templates (Excel)
If Livförsäkring AB, Sweden: Solvens-och Verksamhetsrapport (PDF)
If Livförsäkring AB, Sweden: Kvantitativa rapporteringsmallar (Excel)
Sustainability / Environmental Report 2015-2023 (PDF)**
Topdanmark Forsikring A/S: Annual report 2024 (PDF)
Topdanmark A/S: Annual Report 2015-2023 (PDF)
Solvency and financial condition reporting
Topdanmark Forsikring A/S, Denmark: Rapport om solvens og finansiel situation (PDF)
Topdanmark Forsikring A/S, Denmark: Reporting templates (XLSX)
Topdanmark A/S, Denmark: Reporting templates (XLSX)
Topdanmark A/S, Denmark: Solvency and Financial Condition Report 2018-2023 (PDF)
Topdanmark A/S, Denmark: Rapport om solvens og finansiel situation 2016-2023 (PDF)
Topdanmark A/S, Denmark: Summary of the SSFCR report 2016-2017 (PDF)
Sustainability / CSR Report 2017-2023 (PDF)
ESG Report (PDF) / Fact Book (XLSX) 2019-2023
Solvency and financial condition reporting
Hastings Group: Solvency and Financial Condition Report (PDF)
Advantage Insurance Company Ltd (Hastings Group): Solvency and Financial Condition Report (PDF) 2020-2021
Annual Report (PDF)
Sustainability Report (PDF)
Solvency and financial condition reporting
Mandatum Life Insurance Company Ltd, Finland: Solvency and Financial Condition Report (PDF)
Mandatum Life Insurance Company Ltd, Finland: Rapport om solvens och finansiell ställning, sammanfattning (PDF)
* Sampo Group: From 2024 on included in the Board of Directors' Report.
** If: From 2024 on included in the Annual Report.
Annual Report Archive
Sampo's Annual Reports from 1980 on are available in the Annual Report Archive.