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If is the leading property and casualty insurer in the Nordic region, with more than 3.8 million customers in the Nordic and Baltic countries.

If's business is divided into four business areas:

  • The Private business area is If's largest business area, accounting for approximately half of the insurance premiums. The Private business area offers private customers household, homeowner, motor and accident insurance, as well as different kinds of supplementary insurances, such as travel, boat, forest and livestock insurance. The Private business area is the Nordic market leader with more than three million customers.
  • The Commercial business area is the largest company insurer in the Nordic countries. The customers are companies from different fields with a maximum of 500 employees. This business area accounts for nearly one third of If's insurance premiums and comprises about 340,000 customers. The Commercial business area offers insurances to companies covering property, liability, casualty and cargo.
  • The Industrial business area is the leading insurer for industrial customers in the Nordic region and customers are Nordic companies with worldwide operations. This business area accounts for nearly one fifth of insurance premiums and has approximately 1,500 customers. Customers are companies with approximately EUR 50 million turnover and more than 500 employees. The Industrial business area also has branch offices in the UK, France, the Netherlands and Germany. If provides industrial customers with property, liability and cargo insurances as well as casualty insurances.
  • The Baltic business area offers property and casualty insurances to both private and corporate customers. If is the second largest property and casualty insurer in the Baltic countries with approximately 280,000 customers.

If's website

Updated 20 May 2021