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Sustainability
Topdanmark
Topdanmark is the second largest non-life insurance company and a major life insurance company in Denmark.
Non-life insurance
In non-life insurance, Topdanmark has a 16 per cent market share. Topdanmark focuses on the private, agricultural and SME market where the company has around 620,000 customers and handles around 300,000 claims a year. The business consists of two business areas:
- The Private business area represents 54 per cent of premiums earned. Topdanmark offers a full range of insurance products to private households. The main products are motor, home and content insurance as well as illness and accident insurance. Topdanmark's more specialized insurance portfolio includes travel, animal and electronics insurance and change of ownership insurance.
- The SME business area represents 46 per cent of Topdanmark's non-life business. In this business area Topdanmark serves around 110,000 Danish small and medium-sized enterprises and agricultural customers.
Life insurance
In life insurance, Topdanmark has a 10 per cent market share in Denmark. Topdanmark serves around 140,000 Danish small and medium-sized companies and private customers. The majority are group pension customers providing compulsory pension schemes for the employees. Around 90 per cent of new business is unit-linked insurance schemes.