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Topdanmark
Topdanmark is the second largest non-life insurance company and the fourth largest life insurance company in Denmark.
Non-life insurance
In non-life insurance, Topdanmark has a 17 per cent market share. Topdanmark focuses on the private, agricultural and SME market where the company has around 600,000 customers and handles around 300,000 claims a year. The business consists of two business areas:
- The Private business area represents 55 per cent of premiums earned. Topdanmark offers a full range of insurance products to private households. The main products are motor, home and content insurance. Topdanmark's more specialized insurance portfolio includes travel, animal and electronics insurance.
- The SME business area represents 45 per cent of Topdanmark's non-life business. In this business area Topdanmark serves around 100,000 Danish small and medium-sized enterprises and agricultural customers.
Life insurance
In life insurance, Topdanmark has a 9 per cent market share in Denmark. Topdanmark serves around 130,000 Danish small and medium-sized companies and private customers. The majority are group pension customers with compulsory pension schemes for the employees. Around 95 per cent of new business is unit-linked insurance schemes.
