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Sampo Group creates value for its shareholders through efficient and profitable businesses and by investments in situations offering significant upside potential with manageable downside risk. Through its products and services, Sampo Group, for its part, aims to contribute to the well-being and safety of society.
On a Group level Sampo has no stated strategy but its businesses If, Topdanmark and Mandatum Life have well-defined strategies. The parent company Sampo plc sets financial targets for fully-owned subsidiaries If and Mandatum Life. For both If and Mandatum Life the return on equity (RoE) target is to exceed 17.5 per cent. In addition, a separate target has been set for the combined ratio in If, i.e. the combined ratio to be below 95 per cent. Topdanmark has set the combined ratio target for 91 per cent excluding run-off results.