Sampo Group

Sampo is the largest P&C insurer in the Nordic region, offering services across all countries, customer segments and products. The Group also offers P&C insurance in digital channels in the UK and in the Baltics, and has presence in the Finnish life insurance market.

Sampo’s P&C insurance strategy is based on disciplined underwriting, strong operational capabilities and customer centricity. 

Strategy and targets

Sampo is an insurance group with operations in the Nordics, Baltics, and the UK. The Group’s strategic focus area is P&C insurance, where it is the Nordic market leader.

Overview and business model

Sampo is the leading P&C insurer in the Nordic region, and the only insurer to offer services across all Nordic countries, customer segments and products. 

Purpose and values

Sampo’s purpose and values have been defined on a group level. In addition, all insurance companies in Sampo Group have their own sets of principles to guide their operations.

Personnel and vacancies

Sampo Group operates in the insurance sector and employs more than 13,000 professionals of various fields.

Sampo Group companies


Sampo Group is made up of If P&C, Topdanmark, Hastings, Mandatum and the parent company Sampo plc. 

If P&C is the leading property and casualty insurer in the Nordic region, where it offers solutions in all major lines of business through its four business areas; Private, Commercial, Industrial and Baltic. 


Topdanmark is a leading Danish non-life insurer. It focuses on the private, agricultural, and SME markets. 

Hastings is one of the leading digital general insurance providers in the UK predominantly focused on serving UK car, van, bike and home insurance customers. 

Mandatum is a leading Finnish financial services provider offering savings, asset management, personal risk and employee reward and retention services to private, corporate and institutional clients.

  • 1,799

    Insurance revenue, net (EURm)

  • 292

    Underwriting result (EURm)

  • 84.0

    Combined ratio (%)

  • 359

    Profit before taxes (P&C operations) (EURm)

  • 0.53

    Earnings per share (EUR)

Group structure and organisation

The parent company, Sampo plc, is responsible for the Group's strategy, capital allocation, risk management, group accounts, investor relations, sustainability, and legal and tax matters. The parent company cooperates closely with all subsidiaries.


More on Sampo Group

Links to information on risk management in Sampo Group, history, and financial information as well as sustainability and governance documents that include Sampo Group's principles, policies and statements.