Latest newsrate upSampo's Q2/2023 result was published on 9 August 2023

Half-year financial report

Sampo Group's half-year financial report for January-June 2023 has been published.

Half-year financial report

Q2/2023 results, material:

Analyst Day 2023

A recorded version of Sampo's Analyst Day 2023 presentations.


Partial demerger

The partial demerger of Sampo was completed on 1 October 2023 and each Sampo shareholder has received on 2 October 2023 one new share in Mandatum for each Sampo share they hold. Information for the Stockholm-listed Sampo SDR holders is available on the demerger page.


Upcoming events

Investor calendar

Sampo Group

Sampo Group is the leading P&C insurer in the Nordic region, and the only insurer to offer services across all Nordic countries, customer segments and products. The Group is also a major operator in the growing digital P&C insurance market in the UK.

Financial targets

Sampo’s P&C insurance strategy is based on disciplined underwriting, strong operational capabilities and customer centricity. Combined with careful risk management, this enables Sampo to deliver attractive margins and strong financial resilience, both of which Sampo considers essential to value creation.

Strategy and all targets
Heading for target
Underwriting growth

Mid-single digit UW profit growth annually on average.


Group combined ratio


Solvency ratio


(212% including dividend accrual)

Financial leverage


(26.9% including remaining buybacks)


Sampo Group is committed to developing the sustainability of the Group, as well as the related reporting, indicators, and targets. This is in the interests of, and expected by, the Group’s internal and external stakeholders.