Half-Year Financial Report

Sampo Group's results for January–June 2026 have been published. Sampo delivered strong results in the second quarter on the back of resilient and broad-based top-line growth and robust underwriting margins.

Results

Material for the Q2/2026 results (PDF):

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Upcoming events

Investor calendar

Customer brands

Sampo is the leading P&C insurance group in the Nordic region and a major operator in the growing digital P&C insurance market in the UK. As the only P&C insurance group present across all Nordic countries, customer segments and product categories, Sampo serves approximately 9 million customers through its customer brands If, Topdanmark and Hastings, employing over 15,000 people. Sampo is listed on Nasdaq’s exchanges in Helsinki, Stockholm and Copenhagen.

Financial targets

Sampo’s P&C insurance strategy is based on disciplined underwriting, strong operational capabilities and customer centricity. Combined with careful risk management, this enables Sampo to deliver attractive margins and strong financial resilience, both of which Sampo considers essential to value creation.

Financial targets
Heading for target
Target
2025
Operating EPS growth
>9%

2024-2025 average.

10%

Group combined ratio
<85%

83.6%

Solvency ratio
150-190%

174%

Financial leverage
<30%

23.6%

Sustainability

Sampo Group is committed to developing the sustainability of the Group, as well as the related reporting, indicators, and targets. This is in the interests of, and expected by, the Group’s internal and external stakeholders.

  • Sustainability reporting

    Sampo Group's Sustainability Statement (part of the Board of Directors' Report) showcases the development of sustainability throughout the Group.

  • Sustainability programme

    Sampo Group has a sustainability programme, which drives group-level sustainability work.